Self catering

Self-catering holidays are a great way to holiday on a budget. Without the need to make mealtimes, there can be a more relaxing feel to the holiday - but don't forget that meals don't cook themselves nor does the washing-up get done on its own.

A very popular option is a Home Exchange programme. Here, you swap your home for someone else's for the duration. Often you can arrange to put the other person on your car insurance as well

Weekend home exchange vacations are a fast growing trend. It is more comfortable than a hotel vacation, and you get to experience an area as a local, not a tourist, shopping at local markets and getting personal recommendations for places to go, things to see and restaurants to try, from your exchange partner and neighbours. Take a look at HomeExchange.com. It has over 20,000 properties worldwide and hundreds in the UK to choose from. Membership costs just $99 - which is less than £50 at current exchange rates and for that you can exchange as many times as you want.

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